About Us
Our Services
Whether you are looking to Purchase, Renew or Refinance your mortgage, we have the solution that makes sense for you!
Home Purchase
Are you ready to fulfill your dream of having a place to call your own?
Buying a home is one of the biggest decisions financial and emotional decisions you will ever make. To be sure you’re ready, here are a few questions to ask yourself:
- Do you have the necessary financial management skills?
- How financially stable are you?
- Are you ready to take on the responsibility of all the costs involved in homeownership, including mortgage payments, repairs, and maintenance?
- Are you able to devote the time required for home maintenance?
Home ownership is not for everyone. We encourage you to take a moment and think through the advantages and disadvantages of owning and renting. Being both Financially and Emotionally ready to own a house is imperative. Buying a home isn’t just about the money. Listen to your heart… and take an honest look at your lifestyle.
Now that you are ready, we are here to make your dream come true. Contact one of our agents and your dream can become a reality.Home Refinance
Mortgage refinancing is a popular option for two main reasons:
- Reducing the amount of monthly repayments by extending the mortgage period.
- Taking advantage of lower interest rates to reduce the overall true cost of the loan.
By consolidating some of your other debts into your mortgage, you could save thousands, even over a short period of time. Some of our recent clients have managed to save $1000, $2000 and more per month, and still pay their mortgage off sooner.
Economic changes have a significant impact on remortgage prospects. Anyone interested in refinancing their mortgage should take steps to not only get the best deal, but get any deal at all. The truth is, conditions for remortgaging will change dramatically and this may be the last chance to save money and take advantage of lower interest rates offered by lenders.
Mortgage Renewal
A mortgage renewal occurs when a homeowner swaps their existing mortgage for another that offers them better terms and conditions.
The first advantage of a mortgage renewal is that homeowners can secure a lower interest rate. Many people have realized this potential by switching their variable rate mortgage to a fixed rate mortgage in light of the recent increase in interest rate. This can save a homeowner thousands over the term of their mortgage.
A renewal also increases flexibility of the overall mortgage, giving you the opportunity to create terms that suit your needs best. For instance, if you are faced with financial distress you may want to lengthen your mortgage term or consolidate existing debts. A mortgage renewal will give you peace of mind and assist you in fulfilling your current wants and needs!About Mortgage Sense Inc.
At Mortgage Sense, we pride ourselves on being the best in the industry when it comes to putting our clients’ needs and desires ahead of our own. In Barrie, there is no better way to get your mortgage questions answered than to speak with a qualified mortgage broker or agent at Mortgage Sense Inc.
Our agents have developed strong relationships with a variety of lenders and work closely with many people just like you! We provide in-depth knowledge of the current real estate market and give expert solutions and the best rates that best fit your needs.
We are your individual, independant solution. No corporate influence, just what’s right for you!
Community
We focus on supporting our community and inspiring other businesses to join us in being good corporate citizens.
Knowledge
We ensure all of our agents have the knowledge and support to ensure you get the right product that fits your needs. We pride ourselves on giving you the tools to better understand your mortgage and it’s role in your future success.
Trust
Our foremost goal always, is to do what is best for our clients.
Apply Online
Click below to open our secure online application. Upon review, one of our qualified mortgage agents will contact you to discuss your application, your goals and develop a plan of action.
APPLY ONLINEApply by Fax
We understand that not everyone is comfortable with online applications. If you prefer, click to print our application and fax it to 1-705-730-7759. Once received a qualified mortgage agent will contact you shortly.
DOWNLOAD APPLICATIONApply in Person
Prefer to come in and introduce yourself? We’re happy to schedule an appointment to discuss your needs. Contact the office or one of our trusted agents to set up an appointment at your convenience.